Home Insurance

Your home is probably the most valuable asset and investment in your life. Therefore, you want to make sure that it is adequately protected. The best financial protection for your property is home insurance that covers your personal belongings as well. If you are currently shopping for home insurance and want to make the right choice, here is the information you need to know:

What Should You Know About Home Insurance?

• A standard home insurance policy covers the following: the dwelling itself (your home), other structures that belong to your property, personal belongings, and liability for damage or injuries to someone or someone's property. For greater protection, you may consider purchasing additional coverages, such as flood insurance, for example.
• Numerous factors determine the cost of your home insurance. These factors are your home's age, the materials used for building it, the location, home security and safety features, the deductible, your credit history, your claims history, and some others. If you work with a professional and experienced insurance agent, he will help you find the most affordable policy based on your budget.
• Like any insurance, home insurance has its limitations, meaning that it does not cover everything. Thus, standard home insurance does not cover earthquake and flood damage, maintenance issues, damage caused by a nuclear hazard or war, and other exclusions.

Matt Montowski - Your Trustworthy Insurance Provider in Ohio

Are you shopping for home insurance in Ohio and need help? Matt Montowski is ready to assist you. Our qualified insurance agents will do their best to help you find insurance addressing your personal needs and budget requirements. If you want to know more about the available insurance options, please visit our office or give us a call.