Motorcycle Insurance

We know why you love your bike. From enjoying cheaper gas to providing you with an easy means of commuting, you and your two-wheeler are inseparable. While your bike is of great service to you, have you thought about motorcycle insurance? This coverage isn't only mandatory in Ohio but provides you optimal protection for you and your bike when the unthinkable happens. Keep reading as Matt Montowski explains more about Ohio motorcycle insurance.

Required motorcycle insurance in Ohio

As mentioned, motorcycle insurance is compulsory in Ohio, and you must show proof of insurance before you register your bike. All motorcycle riders in the Buckeye State must invest in bodily injury and property damage liability coverage. The risks of riding your bike without insurance include fines and penalties, including license suspension.

Optional motorcycle insurance

The required motorcycle insurance in Ohio only covers third parties, which leaves you and your bike exposed to risks beyond your control. Plus, the state-required motorcycle insurance might look adequate, but it can only cover a fraction of the claims when faced with a severe accident. If you want optimal protection, please keep your eyes peeled for the below motorcycle insurance coverages:

• Collision coverage: It pays for your vehicle's physical damage following a collision with a stationary object or another motorist.
• Comprehensive coverage: It covers your bike against non-collision perils like theft, falling objects, hail, and other perils stated in your policy document.
• Roadside assistance: It provides services like towing, gas delivery, puncture repair, and other services when your bike stalls away from home or the office.
• Medical Payments (MedPay): This insurance policy pays for the medical bills of you and your passengers when involved in a road accident.
• Uninsured/underinsured motorist coverage: This coverage protects you in hit-and-run scenarios and when you collide with an at-fault motorist with insufficient or no insurance coverage.

Shopping for affordable and personalized motorcycle insurance in Ohio? Don't hesitate to contact Matt Montowski for coverage that meets your unique needs.